[ Payment Options ] Est. 2009

Flexible Financing Available

Don't let cost delay essential repairs. We partner with Upgrade to offer competitive home improvement loans so you can protect your home today and pay over time.

Apply Now with Upgrade Schedule Free Inspection

Checking your rate won't affect your credit score.

No Hard Pull Check rate instantly

Minutes to Apply Quick online process

Fast Funding 1–4 business days

17+

Years in Business

Serving Middle Tennessee since 2009

1,000+

Homes Repaired

Foundation, waterproofing & concrete

Lifetime

Pier Warranty

Transferable to future owners

Free

Inspections

No cost, no obligation

How It Works

Simple financing in three steps.

Apply online in minutes.

Visit Upgrade and check your rate. The process takes only a few minutes and uses a soft inquiry, so there is no impact to your credit score just to check.

Choose your terms.

Review offers and select the loan amount and repayment period that fits your budget. Funds are deposited directly to your account once approved.

Schedule your repair.

Contact us to book your inspection and repair. Your home is protected. Your budget stays intact. Most approvals arrive in minutes.

Ready to get started?

Apply through Upgrade and get your rate in minutes. No obligation, no hard credit pull to check.

Apply with Upgrade

[ Common Questions ]

Financing FAQ

Does applying affect my credit score?

Checking your rate through Upgrade uses a soft credit inquiry that does not affect your score. A hard inquiry only occurs if you accept an offer and proceed.

What loan amounts are available?

Upgrade offers home improvement loans across a range of amounts based on your credit profile and income. Apply to see personalized options.

How long does approval take?

Most applicants receive a decision within minutes. Funds are typically deposited within one to four business days after acceptance.

Can I use financing for any Ground Up service?

Yes, financing is available for all Ground Up services including foundation repair, waterproofing, crawl space work, framing repair, and commercial projects.

What if I have questions after my loan is funded?

Upgrade's dedicated support team is available through your Upgrade account. Ground Up is also happy to help coordinate scheduling and next steps.

[ Customer Reviews ]

Trusted by
the neighbors

Read all reviews

Get Started Today

Foundation problems don't wait.

Get a free inspection and explore financing options that fit your budget, no pressure, no commitment.

Schedule Free Inspection Apply for Financing